Get Financing With BYLD Finance

1

Apply Online

Our fast and easy online application will have you approved in as little as five minutes.

2

Get Your Quote

Speak with one of our loan specialists to share your needs, and we’ll provide you a detailed quote.

3

Get Approved

Sign documents electronically & receive your funding fast. Grow your business with the capital you need.

Funding Options Built for Your Business

Flexible programs for every stage of growth, backed by real people who know your industry.

BYLD Finance logo for Equipment Financing

Equipment Financing

Finance nearly any type of business equipment, from production machinery to vehicles and technology. Fixed monthly payments protect cash flow and build ownership.

  • Start with a soft credit pull
  • Use new or used equipment
  • Fast approvals and simple docs
Apply Now
BYLD Finance logo for Working Capital

Working Capital

Access short term funds to cover payroll, inventory, marketing, or unexpected expenses. Stay flexible and keep operations moving when needs outpace cash flow.

  • Same or next day funding
  • Use for any business need
  • Flexible short term options
See Options
BYLD Finance logo for Business Term Loans

Business Term Loans

Get a lump sum of working capital with predictable payments and fixed terms. Ideal for planned growth, new locations, or larger investments with a clear schedule.

  • Fixed terms and rates
  • Plan long term growth
  • Competitive programs
Explore Loans
BYLD Finance logo for Line of Credit

Business Line of Credit

Use a reusable credit line you can draw from anytime. Pay interest only on what you use and stay ready for seasonal swings or new opportunities.

  • Reusable credit line
  • Instant draws when needed
  • Great for ongoing projects
Check LOC

Why BYLD Finance?

We are a hands-on finance partner built for small businesses. Real people, real results, and a proven process that helps your business grow without slowing down.

Who we are

Real people who know your industry

BYLD is led by Travis and Charlie, partners who have helped thousands of shops and startups secure the funding they need to grow.

  • Direct, personal support
  • Transparent communication
  • Experience in real business operations
What we do

Flexible funding that fits your needs

Whether it’s equipment, working capital, term loans, or lines of credit, BYLD tailors funding options around how your business actually operates.

  • Funding for nearly any business purpose
  • Fast approvals and simple paperwork
  • Programs built around your cash flow
Why choose us

Trusted by top vendors nationwide

We partner with leading vendors across the apparel decoration, print, and equipment industries to bring better programs to more businesses.

  • Preferred finance partner to top brands
  • Exclusive rate buy-down programs
  • Long-term relationships, not one-time deals
1,000+
Businesses Funded Nationwide
100+
Trusted Vendor Partnerships
100%
Customer Satisfaction

“Charlie went above and beyond to explain every option clearly. Great folks to do business with.”
— Mike Williams, TropiCool Accents

Learn more about BYLD Talk to Travis and Charlie
Stitch It International American Print & Supply Impressions Worldwide Garment Printer Ink The Magic Touch USA North Light Color Embroidery Hub ISW Stahls The Print Bakery GSG Embroidery Warehouse Happy Embroidery Konica Minolta All American Print Supply The Wall Printer Screenprinting Products Axiom America Coastal Business Supplies GTS Brown Manufacturing Group Sewing Machines Plus Barudan Sign Warehouse

Real Businesses. Real Results.

A few of the founders and shops who funded what is next with BYLD. Real stories, real growth, and real partnerships built to last.

TropiCool Accents crafting a Riding In Memory Of patch in Galveston, Texas
Customer Spotlight

TropiCool Accents

Galveston, TX • Custom embroidery and memorial patches

If you have ever seen a “Riding In Memory Of” patch on a leather vest, Mike Williams may have made it. Since 2003, TropiCool has created memorial patches for veterans, riders, and clubs around the world. Mike upgraded to the SWF KX-T1502D dual function from Stitch It International, financed through BYLD Finance.

“Charlie went above and beyond to make sure I was satisfied with all the financing options and explained everything clearly. Great folks to do business with.”

Financed: SWF KX-T1502D dual function
Country Print Co shop floor in Redwood, Minnesota
Customer Spotlight

Country Print Co

Redwood, MN • Printing, DTF transfers, embroidery

Peter and Dody Fuhr chose to start embroidery at scale with the SWF KE-UH1504-45 four head, a bold move that fits their growth plan and budget. The KE four head can match the price of many single-head machines from other brands, which makes it a smart first step for shops ready to grow.

“Charlie made it easy on us.” Helpful, friendly, and knowledgeable. Would recommend. - Peter Fuhr

  • Custom DTF transfers and ready-to-press designs
  • Custom gang sheets and single image transfers
  • Embroidery coming soon
Financed: SWF KE-UH1504-45 four head
Burnt By Bray leather patch hats and embroidery, Waddell Arizona
Customer Spotlight

Burnt By Bray LLC

Waddell, AZ • Custom leather patch hats and engraved gifts

Brayden Cesena started Burnt By Bray as a creative outlet and turned it into a fast-growing brand known for leather patch hats, embroidered caps, and laser-engraved cups. To keep up with demand, she purchased two SWF KX-T1501 machines through Stitch It International, financed with BYLD Finance.

“Working with BYLD Finance made it so easy!” They broke everything down, answered all my questions, and helped me secure financing without stress. My new SWF machines have already taken my business to the next level.

Financed: Two SWF KX-T1501 single heads
For Vendors

Grow Sales With BYLD

Give your customers fast, simple financing and close more deals. BYLD adds a real team, a live portal, and programs that match how your buyers actually purchase.

Why vendors work with BYLD

  • Co-branded apply links and landing pages
  • Same day responses on active deals
  • Rate buy downs and promo options when available
  • Used and new equipment, multi-vendor bundles supported
  • Real people on text, phone, and email for your team

Vendor Portal

Track every deal, stage, and approval in one place with notes and status updates.

Quote Tool

Instant payment estimates you can share with customers. Clean, simple PDF output.

Co-Branded Apps

Dedicated apply pages with your logo, your products, and clear next steps.

Become a vendor Request portal access
No setup fees. Easy onboarding for your sales team.
BYLD Vendor Portal dashboard showing deals, stages, and mobile view
Estimate a payment

Quick Payment Estimator

Get a rough idea of a monthly payment. Choose a program, set your amount and term, then see an instant estimate. For an exact quote, apply and we will tailor options to your business.

Choose your options

$0/mo
Based on $35,000 for 36 months at 7.99% APR
About $0 per $1,000 financed
Apply for Equipment See Business Funding

Estimates are for example only and not a commitment to lend. Actual offers depend on credit, underwriting, term, and program. Simple interest calculation, payments rounded.

Questions

FAQ

Straight answers to common questions. If you do not see what you need, reach out and we will help.

Is it a soft credit pull to get started?
Yes. Starting an application with BYLD is a soft pull. This lets you see options without impacting your score.
Do you finance used equipment or private party sales?
Yes. We work with new and used equipment, dealer or private party. We can also bundle multiple vendors on one approval when it makes sense for your build-out.
What amounts and terms are available?
Typical approvals range from $5,000 to $250,000 with terms from 12 to 72 months. Larger requests are reviewed case by case. We match term and structure to your cash flow.
How fast can I get funding?
Equipment financing can be same day once docs are signed. Working capital and lines of credit can fund as fast as next day. Timing depends on the file and completeness of documents.
Can soft costs be included?
Yes. When eligible we can include shipping, install, training, software, and initial supplies in the financed amount so you keep cash in the business.
What documents will I need?
It depends on the program and amount. For many equipment deals we can start with a simple application. Larger approvals may ask for recent bank statements, a quote or invoice, and a driver’s license.
  • Application and photo ID
  • Vendor quote or invoice
  • 2 to 3 months bank statements for larger amounts
What if I am a new business?
Startups are welcome. We look at credit, experience in the industry, and the plan for using the equipment. We can suggest paths that fit your stage and budget.
Apply for Equipment Financing Apply for Working Capital Apply for Business Term Loans Apply for Business Line of Credit