Financing Built for Real Business Owners
We’re Travis & Charlie McMinn — the heart behind BYLD Finance. We make equipment financing simple, fast, and personal.
How It All Started
Our journey began not in a boardroom, but in the thick of real-life business. Travis spent years in the equipment industry, managing operations and sales for a national supplier. He saw firsthand how frustrating financing could be — slow approvals, vague answers, and a total lack of personal connection. Meanwhile, Charlie was working in customer service and finance, where her passion for helping people and knack for detail quickly became her calling card.
We realized there was a serious gap in the market: business owners needed a funding partner who was responsive, honest, and invested in their success. So, we decided to become that partner.
In 2023, we launched BYLD Finance — just the two of us, working out of our home, fueled by strong coffee, late nights, and the belief that we could do things differently.
And we have.
Today, BYLD is trusted by small business owners and major equipment vendors alike, known for our hands-on approach, fast funding, and personal commitment to every deal.
Our Mission
At BYLD Finance, our mission is simple:
To empower entrepreneurs with easy access to funding — without the corporate runaround.
We Believe That:
✅ Financing should be simple and stress-free.
✅ Every customer deserves personal, honest guidance.
✅ Small businesses deserve better from their financing partner.
We walk with you through every step — whether you’re buying your first machine or scaling up your operation.
Supporting Equipment Vendors, Like We're Part of the Team
We don’t just finance your customers — we partner with you. We take the time to understand your business and create custom financing strategies that move your equipment faster.
What We Bring to the Table
✅ Tailored Financing Programs
✅ Sales Team Training
✅ Custom Marketing Support
✅ Simple Automations & Tracking
✅ Hands-On, White-Glove Service
We’re Vendor-Trusted
We proudly partner with leading apparel decoration equipment providers like:
✅ Stitch It International
✅ American Print & Supply
✅ Embroidery Hub
✅ Konica Minolta
…and more across the U.S.
Who We Are Outside of Work
A Family-First Business
We’re a blended family based in Southeast Missouri and Minnesota. Between the two of us, we’re raising six amazing kids who keep us on our toes and remind us daily why we do what we do.
Our life is busy, a little chaotic, and full of love — and that same energy flows into our work. We know what it’s like to juggle a million things while trying to move forward in business. That’s why we’re committed to making financing one less thing you have to worry about.
We split our time between states, travel often to trade shows and vendor events, and never go more than a few days without checking in with each other (or our customers). It’s personal for us — always has been.
What Sets BYLD Finance Apart
⚡ Fast Turnaround
🔁 Flexible Payment Options
🤝 Hands-On Partnership
🧠 Industry Experience
Let’s Build Something Together
We didn’t name this company BYLD by accident. It’s about helping you build your business, your future, and your legacy.