Clear terms. Fast approvals. Real people.

Finance the equipment your business needs, from production to technology. Soft credit pull only. Section 179 friendly. Options for 0% promotions and No Payments for 90 days for qualified customers.

Apply Now Need Working Capital?

Prefer to talk first? Email charlie@byldfinance.com or call 612-978-0728.

Preferred partner to vendors nationwide: Stitch It International

Start Your Application

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Why BYLD for Equipment Financing

We specialize in apparel decoration and light manufacturing equipment. That focus means better approvals, smarter structures, and faster answers.

✔Simple-Interest EFA

Own it from day one. No back-loaded surprises. Pay early and save real interest.

✔0% and 90-Day Deferral

Promotions for qualified buyers through vendor partnerships. Keep cash flow strong while your machine ramps up.

✔Industry-Specific Underwriting

We understand stitch counts, cap frames, platen sizes, DTF throughput, and ROI. Approvals shaped for your gear and cash flow.

✔Fast Approvals

Same-day decisions possible. Clear communication at every step.

✔Vendor Network

Preferred partner for Stitch It International and others. We speak the same language as your sales rep.

✔Real People

Call, text, or email. You will hear back from Travis and Charlie.

How Equipment Financing Works

1. Apply

Soft credit pull. Tell us about your business and the machine.

2. Get Approved

Same-day decisions possible. We structure terms that fit your cash flow.

3. Sign Docs

E-docs are quick and simple. We coordinate with your vendor.

4. Get Your Machine

Vendor gets funded, your equipment ships, and you start producing.

Eligibility and What We Look For

Typical Approvals

Startups and established businesses considered
650+ FICO is stronger, lower considered with compensating factors
Reasonable bank statements and business stability

Be Ready To Provide

Driver’s license and business details
3 months business bank statements
Invoice or quote for the equipment

Approvals subject to credit and underwriting. Promotions like 0% and 90-day deferrals are available to qualified customers and may vary by vendor and program. Nothing here is a commitment to lend. Consult your tax professional regarding Section 179.