Apply for Equipment Financing

Finance embroidery, DTF, screen printing, wide format, laser, and more — with clear terms, fast approvals, and people who actually pick up the phone. Soft pull to start. Section 179 friendly. Options for 0% promotions and No Payments for 90 days for qualified customers.

Looking for Working Capital, Term Loans, or a Line of Credit? Go to Business Funding.

Why BYLD for Equipment Financing

We specialize in apparel decoration and light manufacturing equipment. That focus means better approvals, smarter structures, and faster answers.

Simple-Interest EFA

Own it from day one. No back-loaded surprises. Pay early and save real interest.

0% and 90-Day Deferral

Promos for qualified buyers through vendor partnerships. Keep cash flow strong while your machine starts producing.

Industry-Specific Underwriting

We understand stitch counts, cap frames, platen sizes, DTF throughput, and ROI. That makes approvals smoother.

Fast Approvals

Same-day decisions possible. Clear communication at every step.

Vendor Network

Preferred partner for Stitch It International and others. We speak the same language as your sales rep.

Real People

Call, text, or email. You’ll hear back from Travis and Charlie — not a ticket bot.

How Equipment Financing Works

1. Apply

Soft pull to start. Tell us about your business and the machine.

2. Get Approved

Same-day decisions possible. We structure terms that fit your cash flow.

3. Sign Docs

E-docs are quick and simple. We coordinate with your vendor.

4. Get Your Machine

Vendor gets funded, your equipment ships, and you start producing.

Eligibility & What We Look For

Typical Approvals

  • Startups and established businesses considered
  • 650+ FICO is stronger, lower considered with compensating factors
  • Reasonable bank statements and business stability

Be Ready To Provide

  • Driver’s license and business details
  • 3–6 months business bank statements
  • Invoice or quote for the equipment

Equipment Financing FAQs

Is this a lease or a loan?

We commonly use a simple-interest EFA. You own the equipment and can save by paying early.

Do you offer 0%?

We have 0% promotions with select vendors for qualified buyers. Ask for current offers.

Can I defer payments?

Options include No Payments for 90 days for qualified buyers.

How fast can I get approved?

Same-day decisions are possible. We keep it moving.

Approvals subject to credit and underwriting. Promotions like 0% and 90-day deferrals available to qualified customers and may vary by vendor and program. Nothing here is a commitment to lend. Consult your tax professional regarding Section 179.